| Description |
|
|
| Rates effective December 28, 2009 |
|
|
| Finance Rates [1,2] |
Term |
Rate |
| Scion Finance by Toyota Financial Services |
|
|
| ZONE 1 PLUS (FICO 720+)* |
|
|
| Zone 1+ |
up to 60 months |
4.95% APR |
|
61 to 63 months |
4.95% ARP |
| |
64 to 66 months |
5.30% APR |
| |
67 to 72 months |
5.75% APR |
|
73 to 75 months |
6.00% APR |
|
76 to 84 months |
6.75% APR |
| xD LEASE FACTOR |
up to 36 months |
0.00155 |
| xB LEASE FACTOR |
up to 36 months |
0.00185 |
| tC LEASE FACTOR |
up to 36 months |
0.00196 |
| ZONE 1 (FICO 719-690)* |
|
|
| Zone 1 |
up to 60 months |
5.75% APR |
|
61 to 63 months |
5.75% APR |
| |
64 to 66 months |
6.00% APR |
| |
67 to 72 months |
6.50% ARP |
|
73 to 75 months |
6.75% APR |
|
76 to 84 months |
7.50% APR |
| xD LEASE FACTOR |
up to 36 months |
0.00155 |
| xB LEASE FACTOR |
up to 36 months |
0.00185 |
| tC LEASE FACTOR |
up to 36 months |
0.00196 |
| ZONE 2 (FICO 689-670)* |
|
|
| Zone 2 |
up to 60 months |
7.30% APR |
|
61 to 63 months |
7.30% APR |
| |
64 to 66 months |
7.75% APR |
| |
67 to 72 months |
8.25% APR |
|
73 to 75 months |
8.25% APR |
| xD LEASE FACTOR |
up to 36 months |
0.00155 |
| xB LEASE FACTOR |
up to 36 months |
0.00185 |
| tC LEASE FACTOR |
up to 36 months |
0.00196 |
| ZONE 3 (FICO 669-650)* |
|
|
| Zone 3 |
up to 60 months |
10.25% APR |
|
61 to 63 months |
10.25% APR |
| |
64 to 66 months |
10.75% APR |
| |
67 to 72 months |
11.45% APR |
|
73 to 75 months |
11.45% APR |
|
|
|
| xD LEASE FACTOR |
up to 36 months |
0.00155 |
| xB LEASE FACTOR |
up to 36 months |
0.00185 |
| tC LEASE FACTOR |
up to 36 months |
0.00196 |
| ZONE 4 (FICO 649-630)* |
|
|
| Zone 4 |
up to 60 months |
13.70% APR |
|
61 t 63 months |
13.95% APR |
| |
64 to 66 months |
14.45% APR |
| |
67 to 72 months |
15.05% APR |
|
73 to75 months |
15.30% APR |
| xD LEASE FACTOR |
up to 36 months |
0.00330 |
| xB LEASE FACTOR |
up to 36 months |
0.00330 |
| tC LEASE FACTOR |
up to 36 months |
0.00330 |
| ZONE 5 (FICO 629-610)* |
|
|
| Zone 5 |
up to 60 months |
15.20% APR |
|
61 to 63 months |
15.45% APR |
|
64 to 66 months |
15.95% APR |
|
67 to 72 months |
16.55% APR |
|
73 to 75 months |
16.80% APR |
| xD LEASE FACTOR |
up to 36 months |
0.00410 |
| xB LEASE FACTOR |
up to 36 months |
0.00410 |
| tC LEASE FACTOR |
up to 36 months |
0.00410 |
| ZONE 6 (FICO 609-580)* |
|
|
| Zone 6 |
up to 60 months |
17.95% APR |
|
61 to 63 months |
18.00% APR |
|
64 to 66 months |
18.00% APR |
|
67 to 72 months |
18.00% APR |
|
73 to 75 months |
18.00% APR |
| xD LEASE FACTOR |
up to 36 months |
0.00470 |
| xB LEASE FACTOR |
up to 36 months |
0.00470 |
| tC LEASE FACTOR |
up to 36 months |
0.00470 |
| ZONE 7 (FICO >579)* |
|
|
| Zone 7 |
up to 60 months |
18.00% APR |
|
61 to 63 months |
18.00% APR |
|
64 to 66 months |
18.00% APR |
|
67 to 72 months |
18.00% APR |
|
73 to 75 months |
18.00% APR |
| xD LEASE FACTOR |
up to 36 months |
0.00590 |
| xB LEASE FACTOR |
up to 36 months |
0.00590 |
| tC LEASE FACTOR |
up to 36 months |
0.00590 |
|
|
|
| *FICO CREDIT RISK SCORE TFS-Toyota Financial Services |
|
|
|
***There is a $650.00 acquisition fee associated with any lease contracted through Toyota Financial Services. Qualified applicants without bureau FICO score are eligible for Zone 7. For <520 FICO scores, add 0.00040 RCF to the Zone 7 RCF. (90% Maximum advance*; Decision Faxback 71). Zone 1+ to Zone 3 seccurity deposit waived 7/16/09 to 9/30/09.
1). Zone 1+thru Zone 3 there is a .25% rate increase for any advance above 120% LTV 2). Zone 4 thru Zone 7 there is a .50% rate increase for any advance above 100% LTV
TFS han an Equity Discount Program for all Zones with a LTV of 80.01% to 90.00% enjoy a 0.25% rate discount. There is a Super Equity Discount Program for Zone 1+ thru Zone 3 that has an LTV of 80% or less and enjoy a 0.50% rate discount. |
|
|
| New Vehicle Protection Plans -GAI ULTIMATE†† |
|
|
| ULTIMATE PROTECTION -ZERO DEDUCTIBLE |
3 years or 50,000 total miles |
$1150.00 |
| ULTIMATE PROTECTION -ZERO DEDUCTIBLE |
5 years or 60,000 total miles |
$1250.00 |
| ULTIMATE PROTECTION -ZERO DEDUCTIBLE |
5 years or 75,000 total miles |
$1295.00 |
| ULTIMATE PROTECTION -ZERO DEDUCTIBLE |
6 years or 75,000 total miles |
$1325.00 |
| ULTIMATE PROTECTION -ZERO DEDUCTIBLE |
5 years or 100,000 total miles |
$1400.00 |
| ULTIMATE PROTECTION -ZERO DEDUCTIBLE |
6 years or 100,000 total miles |
$1445.00 |
| ULTIMATE PROTECTION -ZERO DEDUCTIBLE |
7 years or 75,000 total miles |
$1395.00 |
| ULTIMATE PROTECTION -ZERO DEDUCTIBLE |
7 years or 100,000 total miles |
$1675.00 |
| ULTIMATE PROTECTION $100 DEDUCTIBLE |
6 years or 100,000 total miles |
$1995.00 |
| -warranty date starts with the first in service date of the Scion |
†† There is NO surcharge for business customers. Contact our Scion professionals for details. |
|
| Other Products |
|
|
| Guaranteed Auto Protection (GAP) |
All Terms |
$595.00 |
| Premier Tire and Wheel Protection Package |
60 Month |
$448.00 |
| Premier Tire and Wheel Protection Package |
36 Month Lease Plan |
$443.00 |
| Permavin/ Vehicle Security VIN etch |
|
$199.00 |
| Payment Protection |
|
|
| Credit Disability Insurance |
Regulated by the State of LA |
|
| Credit Life Insurance |
Regulated by the State of LA |
|
| Other Financial Sources** |
|
|
| Zone 1 Elite (800+ FICO) |
|
|
|
36 months or less |
4.55% APR |
|
48 months |
4.55% APR |
|
60 months |
4.75% APR |
|
66 months |
4.85% APR |
|
72 months |
4.95% APR |
| Zone 1 (799-690 FICO) |
|
|
|
60 months |
5.59% APR |
|
66 months |
6.09% APR |
|
72 months |
6.59% APR |
| Zone 2 (689-650 FICO) |
|
|
|
60 months |
8.95% APR |
|
66 months |
9.35% APR |
|
72 months |
9.75% APR |
| Zone 3 (649-620 FICO) |
|
|
|
60 months |
13.25% APR |
|
66 months |
14.50% APR |
|
72 months |
14.95% APR |
| Zone 4 (619 or less) |
|
|
|
60 months |
16.05% APR |
|
66 months |
16.95% APR |
|
72 months |
18.00% APR |
| _________________ |
|
|
| SUBPRIME LENDERS |
ALL TERMS |
18.00% APR |
|
|
|
| **RATES ARE DETERMINED BY FICO BEACON SCORES |
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| ALL TERMS ARE SUBJECT TO APPROVAL |
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